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A peek at lowering the cost of the ACA
27Apr, 2017

Keys to stabilization of the ACA

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As we noted last week, Standard and Poor’s analysis of Blue Cross plans across multiple states shows the individual market place is stabilizing. The key to maintaining this stabilization, and seeing the markets become profitable for carriers, is the continuation of Cost Sharing payments. Carriers see these payments as critical to continued stabilization. As noted in this Bloomberg Politics article, carriers such as Molina said, “the cost sharing payments are key to its decision” To stay in the marketplace. Barring any decisions to deny those payments by the federal government […]
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Is the ACA beginning to stabilize
14Apr, 2017

The ACA is beginning to stabilize for carriers

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As the future of the Affordable Care Act, and the realities of health care reform, continue to be debated in Washington, it seems the reality is, the ACA is beginning to stabilize for health insurance carriers. On April 7th the NY times reported on an analysis by Standard and Poor’s which, “looked at the performance of many Blue Cross plans in nearly three dozen states since President Barack Obama’s health care law took effect three years ago”. Based on this report, the market is stabilizing, and the major carriers have […]
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We Need a Bipartisan Approach to Reform
6Apr, 2017

A Bipartisan Approach to Reform

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As conversations continue in Washington regarding the future of the ACA, Enroll365 remains focused on the potential impact this future will have on our clients and patients.  At the forefront of this concern is an understanding that the best answer to solving the differences that exist between the two parties in DC is the need for a bipartisan approach to reform. As the following NY Times article shows,(https://mobile.nytimes.com/2017/03/26/us/politics/bipartisanship-health-care-congress-trump.html?ad-keywords=ampmobile&partner=gamp), this reality is beginning to surface in DC as members of both sides of the aisle begin to see the need to […]
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GOP pulls AHCA bill
25Mar, 2017

GOP pulls AHCA bill

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On Friday, March 24th, 2017 the GOP AHCA bill meant to replace the ACA, was pulled when it was clear it would not get the votes needed to pass. Between the Democrats complete disinterest in considering the bill, and  the Republican’s inability to come to a consensus, the AHCA seemed doomed from the beginning. But, where does that leave your average American who understands the need for affordable health care coverage? Depending on where you get your news and information, you can be lead to believe the ACA as it […]
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House Delays Vote
23Mar, 2017

House Delays Vote

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The House delays vote to repeal and replace the ACA with the AHCA yesterday due to a lack of votes needed to pass. With no support from the Democrat side of the aisle, and no consensus from the Republican side, as the Freedom Caucus demands deeper cuts to budgetary costs, and moderate conservatives voice concerns that the bill will leave far too many currently insured Americans uninsured, there seems to be little chance of the AHCA passing the house. Meanwhile the executive branch has sent an ultimatum to congress, pass […]
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proposed changes to the ACA
21Mar, 2017

House Republicans release proposed changes to the ACA

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On Monday March 6th, 2017 House Republicans released their proposed changes to the ACA. Some key areas of interest: Maintaining of the ACA’s allowing children to stay on their parent’s plans until the age of 26. No exclusions for pre-existing conditions. Planned Parenthood no longer being eligible for Medicaid Reimbursement. Tax Credits replacing subsidies   As quickly as the proposal was released, questions and uncertainty about the plans potential to pass in congress were raised. As noted in the following article (https://www.washingtonpost.com/powerpost/new-details-emerge-on-gop-plans-to-repeal-and-replace-obamacare/2017/03/06/04751e3e-028f-11e7-ad5b-d22680e18d10_story.html?utm_term=.ed9a472a0d96 ) : Four key Republican senators, all from […]
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Repeal and Replace
21Mar, 2017

What does Repeal and Replace look like?

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As we continue to monitor the ACA activities taking place in Washington, DC, the message continues to be one of “Repeal and Replace” but what does that mean for Enroll365 and our partners and clients? What changes will be made, and when? Who will be impacted, and how will they be impacted? The following article notes detail of four separate bills that have been filed: http://www.modernhealthcare.com/article/20170130/NEWS/170139989   Key areas of consideration include: More Rigorous rules for Special Enrollment periods Age bands Grace period provisions Maintaining coverage   Further information on […]
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A peek at lowering the cost of the ACA
11Mar, 2017

A Peek at lowering the cost of the ACA

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Last week an “Obamacare Repeal and Replace Policy Brief” was released to members of congress as blueprint towards what replacement might look like. The document covers the perceived failures of the current law, covering specific facts associated with said failure, as well as Key Points in regards to what “Repeal and Replace” will mean to the American Tax Payer. There are many details in the policy brief that are worth review in regards to the cost to the average American, and what the leadership believes should be done to alleviate […]
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Repealing the Affordable Care Act
3Mar, 2017

Repealing the Affordable Care Act, what’s really going on?

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As news comes out of Washington, DC about repealing the Affordable Care Act, Enroll365 wants to help makes sense of what is really going on. As noted here (http://www.beckershospitalreview.com/hospital-management-administration/trump-s-executive-order-on-the-aca-5-things-to-know.html) the only definitive action taken to date was the signing of an executive order meant to, “Minimize the Economic Burden of the Patient Protection and affordable care act Pending repeal.” This executive order is primarily meant to put the economic levers in place to defund the ACA. However, it is clear that fully repealing the Affordable Care Act is not something […]
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Health Savings Accounts
3Mar, 2017

Are Health Savings Accounts the solution?

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At Enroll365 we are strong advocates for a consumer driven approach to health care. This means we want to see people take a proactive approach to their healthcare needs.  By using clinics instead of Emergency Rooms, opting for teledoc alternatives, and searching out lower cost providers of services, we will begin to see competition which will lead to lower overall costs. A key piece of this approach is the choice of a Health Savings Accounts (HSA’s). Health Savings Accounts are being considered as congress moves forward with their “Repeal and […]
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