We collect PII from users of this Website who voluntarily choose to disclose this information in order to access the products and services available through this Website. Available products and services include personalized online decision support systems to help you review, compare and select individual policies of insurance, health savings accounts (HSAs) and other products and services made available by Enroll365. We will also help you to arrange for payment of insurance policies.
In order to provide these services (the “Enroll365 Service”), we need to collect some of your PII, which may include your name, date of birth, address, contact information, and whether you use tobacco. If you are considering family coverage, we will need to collect the same information on family members. To arrange for payment, you will need to provide us with bank information. To determine your eligibility for government subsidies (such as premium tax credits on a state or federal health care exchange), we will need your social security number and financial information. Finally, to help you choose the plan that is right for you, we will ask you to complete an online survey. The survey will assess your tolerance of risk and utilization of medical services. It won’t ask you specific questions about illnesses or medical conditions.
The decision to provide your information is completely voluntary and is not required. However, if you choose not to provide the requested information, Enroll365 will not be able to make its products and services available to you.
We collect PII from you when you:
We collect information other than PII (“Non-Personal Information”) from all visitors to this Website in order to enhance the user’s experience while visiting the Website and to improve the design and content of the Website, including:
We also use technology that helps us compile aggregated statistics about our users and their use of the Website. This aggregated information does not contain any PII and is used for improving the Website and the tools on the Website (including improvements to the recommendation engine), aggregated reports, benchmarking and other marketing purposes. Aggregated information cannot be traced back to specific users by third parties other than third parties who are acting as our agents. We may contract with third parties to compile these aggregated statistics for us.
We want to keep your PII accurate. You may contact us at 801.819.7775 regarding requesting a change to or to update the PII you have provided.
Data security is implemented through physical, administrative and technical safeguards we put in place and operational procedures we follow to protect PII. We protect your transactions involving PII over the Internet using Transport Layer Security (TLS) technology. We restrict access to your PII in our database to our authorized employees, our agents and certain of our authorized partners.
Some PII we collect may be Protected Health Information (“PHI”) within the meaning of the Health Insurance Portability and Accountability Act of 1996 (“HIPAA”). Examples of PHI include the demographic information you provide during registration combined with enrollment and payment information. To the extent applicable, Enroll365 agrees to comply with HIPAA and the rules issued pursuant to HIPAA. Certain applicable laws and contracts may also require insurers and third-party vendors to protect PHI collected by us through this Website.
Pursuant to the “Enroll365 Release of Information” form that you are required to agree to and sign if you wish to access the Enroll365 Service, or to the extent allowed by HIPAA without such Release of Information, we may use and/or disclose the information you provide in the following ways:
You do not have to sign the “Enroll365 Release of Information” form; however, if you do not sign, Enroll365 will not be able to make its products and services available to you.
Any other disclosures of the information you provide will only be made with your written authorization, or as required by law.
This Website is not intended for use by children under the age of 18. We will not knowingly collect any Personal Information from visitors under the age of 18 online through this Website, except that parents/legal guardians or Personal Representatives of children under the age of 18 may register on a child’s behalf in order to purchase a child-only plan. If you think that we have collected Personal Information from a visitor under the age of 18, please contact us.
This page was last updated April 22, 2016