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A peek at lowering the cost of the ACA
27Apr, 2017

Keys to stabilization of the ACA

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As we noted last week, Standard and Poor’s analysis of Blue Cross plans across multiple states shows the individual market place is stabilizing. The key to maintaining this stabilization, and seeing the markets become profitable for carriers, is the continuation of Cost Sharing payments. Carriers see these payments as critical to continued stabilization. As noted in this Bloomberg Politics article, carriers such as Molina said, “the cost sharing payments are key to its decision” To stay in the marketplace. Barring any decisions to deny those payments by the federal government […]
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Is the ACA beginning to stabilize
14Apr, 2017

The ACA is beginning to stabilize for carriers

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As the future of the Affordable Care Act, and the realities of health care reform, continue to be debated in Washington, it seems the reality is, the ACA is beginning to stabilize for health insurance carriers. On April 7th the NY times reported on an analysis by Standard and Poor’s which, “looked at the performance of many Blue Cross plans in nearly three dozen states since President Barack Obama’s health care law took effect three years ago”. Based on this report, the market is stabilizing, and the major carriers have […]
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GOP pulls AHCA bill
25Mar, 2017

GOP pulls AHCA bill

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On Friday, March 24th, 2017 the GOP AHCA bill meant to replace the ACA, was pulled when it was clear it would not get the votes needed to pass. Between the Democrats complete disinterest in considering the bill, and  the Republican’s inability to come to a consensus, the AHCA seemed doomed from the beginning. But, where does that leave your average American who understands the need for affordable health care coverage? Depending on where you get your news and information, you can be lead to believe the ACA as it […]
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House Delays Vote
23Mar, 2017

House Delays Vote

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The House delays vote to repeal and replace the ACA with the AHCA yesterday due to a lack of votes needed to pass. With no support from the Democrat side of the aisle, and no consensus from the Republican side, as the Freedom Caucus demands deeper cuts to budgetary costs, and moderate conservatives voice concerns that the bill will leave far too many currently insured Americans uninsured, there seems to be little chance of the AHCA passing the house. Meanwhile the executive branch has sent an ultimatum to congress, pass […]
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Repeal and Replace
21Mar, 2017

What does Repeal and Replace look like?

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As we continue to monitor the ACA activities taking place in Washington, DC, the message continues to be one of “Repeal and Replace” but what does that mean for Enroll365 and our partners and clients? What changes will be made, and when? Who will be impacted, and how will they be impacted? The following article notes detail of four separate bills that have been filed: http://www.modernhealthcare.com/article/20170130/NEWS/170139989   Key areas of consideration include: More Rigorous rules for Special Enrollment periods Age bands Grace period provisions Maintaining coverage   Further information on […]
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What are the ACA Proposals
28Feb, 2017

What do the Proposed plans actually look like

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As we watch the politics unfold in DC around the ACA, there is a constant stream of news circulating in regards to what “Repeal and Replace” means, and what, if any proposed plans have been offered as possible options. We often hear the majority has not put any potential plans together for consideration. So, have there been any plans presented, and if so, what do the entail? The following article https://www.americanactionforum.org/insight/replacing-aca-reading-replacements/ details seven different plans that have been put forward by the majority in the past, and what those potential […]
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Molina Healthcare the low cost leader
12Dec, 2016

Molina Healthcare – the low cost leader

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Even with Obamacare taking center stage as a talking point in the recent presidential election and as most insurance providers remain cautious about what President Elect Trump plans to do with The Affordable Care Act. Molina Healthcare appears to have doubled down on its commitment to be the nations low cost leader for health insurance. Molina Healthcare remains the low cost leader in almost every county they offer insurance. CNN Money reports this morning that “When it comes to dismantling Obamacare, repeal and replace is looking more like repeal and […]
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